These terms govern your use of the Londy Loans website at londy.com.au and any associated tools and forms. By using the website, you agree to these terms. If you do not agree, please do not use the website.
Information is general only
The information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. It is not financial product advice.
Before acting on any information, you should consider whether it is appropriate for you, having regard to your own circumstances. Where appropriate, seek advice from a licensed financial adviser, accountant, or solicitor.
Indicative rates and calculator
The rates and repayment figures shown on our website (including in the loan calculator) are indicative only. They are not a quote, not an offer of credit, and not a guarantee that any rate or product will be available to you. Actual rates depend on your individual file, the asset, the lender's assessment criteria, and other factors. We will quote a real rate only after a formal application.
Comparison rates shown are based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Approval is at the lender's discretion
Londy Loans is a finance broker — we do not lend money. Whether a credit application is approved is at the discretion of the lender, who will conduct their own assessment in addition to ours. We cannot guarantee approval.
Use of the website
You agree to use the website only for lawful purposes. You must not:
- Use the website to transmit any unlawful, threatening, defamatory, obscene or otherwise objectionable material
- Attempt to gain unauthorised access to the website, the underlying systems, or any user data
- Use automated tools (scrapers, bots, crawlers) to access the website except for legitimate search-engine indexing
- Provide false or misleading information when submitting any form
- Impersonate another person or entity
Intellectual property
All content on this website (text, images, logos, design, code) is owned by Londy Loans or used under licence. You may view and print pages for personal, non-commercial use. You may not reproduce, distribute, modify, or commercialise any content without prior written permission.
Lender names and logos referenced on this website are the trademarks of their respective owners and are used here for informational purposes only.
Third-party links
The website contains links to third-party websites (lenders, regulators, AFCA, ASIC, etc.). We do not control those websites and are not responsible for their content. The inclusion of a link does not imply our endorsement of the third party or their content.
Disclaimer of warranties
To the extent permitted by law, the website is provided "as is" and "as available" without warranty of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free from viruses or other harmful components.
Limitation of liability
To the extent permitted by law, Londy Loans excludes all liability for any loss or damage (including consequential, indirect, special or incidental loss) arising from your use of, or inability to use, the website or the information on it. This limitation does not apply to consumer guarantees under the Australian Consumer Law that cannot be excluded.
Changes to these terms
We may update these terms from time to time. The current version is always on this page. Material changes will be flagged at the top of this page for at least 30 days.
Governing law
These terms are governed by the laws of Queensland, Australia. Any dispute arising from these terms or your use of the website is subject to the exclusive jurisdiction of the courts of Queensland.
Contact
For any questions about these terms, contact us at david@londy.com.au or (07) 3130 1674.