Townsville · North QLD

TownsvillefinancebrokerLondyLoans.

Tropical NQ marine and commercial finance. 40+ lenders, ADF-friendly options, real broker on your file, usually back the same day.

5.0 · 75+ Google reviews
75+ Google reviews
1,000+ Funded customers
8 yrs Brokering Australian finance
40+ Lenders on panel

A real broker in your city, not a call centre interstate.

Townsville is a marine-and-defence town with a strong tradie base. Most of the files we work for the region are boats, 4WDs, caravans and small commercial equipment. We're familiar with ADF posting cycles and can usually structure pre-approval ahead of a transfer or relocation.

Most of our work happens by phone and email — but if you'd rather have a coffee and walk through a deal in person, the office is open. Level 7, 154 Melbourne Street, South Brisbane; South Brisbane station is a 5-minute walk.

Local files

Most common Townsville-region files we work.

  • Boat loans

    Tropical NQ marine market — offshore fishers, weekend cruisers, the Magnetic Island weekend boat. Marine-friendly lenders.

  • Ute and 4WD

    Defence and ADF support contractors, tradies, and FIFO workers across the broader Townsville region.

  • Caravan loans

    Townsville is a frequent waypoint for the lap; van upgrades and replacements are common all year.

  • Car loans

    Family vehicles and first-car purchases across Townsville and outlying suburbs (Kirwan, Annandale, Rasmussen, Magnetic Island).

  • Equipment finance

    Construction and civil-services contractors — chattel mortgage structures for excavators, light commercials, and traffic-management gear.

  • Truck loans

    Owner-drivers running general haulage across the NQ corridor — Townsville to Cairns and back.

Local lender notes

Marine files go to marine-friendly lenders (Macquarie, Pepper, and a handful of specialists). 4WDs and ADF-PAYG car loans use the broader 40+ panel. Commercial and civil-equipment files go to specialist commercial lenders. Local Townsville dealers accept broker pre-approvals as price-match anchors.

Contact us

Talk to a Brisbane broker about your Townsville file.

Most Townsville customers do the entire deal by phone and email. The office is there if you'd prefer face-to-face on a complex file.

$95k offshore boat, private sale, came over from Cairns. Survey clean. Londy coordinated the marine survey and the EFT settlement to the seller. On the water in 10 days.

Tony M. Townsville, QLD

Sample Townsville testimonial — replace with a real Google review before launch.

Townsville FAQs

Common questions from Townsville customers.

Can you finance a boat in tropical NQ — including offshore-rated vessels?

Yes. Marine-friendly lenders write tropical-NQ boats including offshore-rated vessels. Larger vessels need a marine survey at your cost. Settlement happens by EFT direct to the dealer or seller after the survey clears.

Do you write loans for ADF members and Defence contractors?

Yes. ADF members on PAYG are straightforward full-doc files. Defence contractors with their own ABNs are well-served by low-doc commercial lenders. We can also help with pre-approval before posting/transfer to a new region.

Can you finance a vehicle that needs to be ferried to Magnetic Island?

Yes — the vehicle finance is independent of the ferry logistics. We settle to the mainland dealer or seller; you arrange the ferry transfer. The lender doesn't price-differentiate based on island registration.

What about cyclone-rated outdoor equipment for civil contractors?

Yes — commercial equipment finance writes specialised outdoor and civil equipment. The lender wants a tax invoice and PPSR clearance. Newer high-spec gear is straightforward; older or specialist gear may need a valuation.

Local broker, national panel

Real broker, real rate, usually the same day.

Drop your details and we'll be back to you, usually the same day.