Mackay · North QLD

MackayfinancebrokerLondyLoans.

Mining-services and marine specialists. 40+ lenders worked, FIFO and ABN-friendly files, usually back the same day.

5.0 · 75+ Google reviews
75+ Google reviews
1,000+ Funded customers
8 yrs Brokering Australian finance
40+ Lenders on panel

A real broker in your city, not a call centre interstate.

Mackay sits at the intersection of mining, marine and tropical-tourism economies. The finance files coming out of the region reflect all three — heavy-duty utes for mining-services contractors, boats for the offshore fishers, caravans for the families heading south. We've placed deals across all three streams.

Most of our work happens by phone and email — but if you'd rather have a coffee and walk through a deal in person, the office is open. Level 7, 154 Melbourne Street, South Brisbane; South Brisbane station is a 5-minute walk.

Local files

Most common Mackay-region files we work.

  • Ute and 4WD

    Mining-services contractors and FIFO workers — heavy-duty utes, dual-cab 4WDs, accessory packages.

  • Truck and heavy vehicle

    Owner-drivers and small fleets running coal, sugar, and general haulage routes through Central QLD.

  • Boat loans

    Marina-rich Mackay; weekend fishers and offshore boat owners across the Whitsunday corridor.

  • Equipment finance

    Mining-services equipment — light commercials, traffic-management gear, accommodation modules. Commercial structures.

  • Car loans

    Standard family-vehicle and first-car finance across Mackay city and outlying suburbs (Andergrove, Beaconsfield, North Mackay).

  • Caravan loans

    Tropical north QLD families heading south for cooler holidays — van replacements every year.

Local lender notes

Mining-services and commercial-vehicle files go to specialist commercial lenders — Capital Finance, GoGetta, Angle Finance and similar. Marine files go to marine-friendly lenders (Macquarie, Pepper, and a few specialists). Consumer files use the broader 40+ panel. Local Mackay dealers accept broker pre-approvals as price-match anchors.

Contact us

Talk to a Brisbane broker about your Mackay file.

Most Mackay customers do the entire deal by phone and email. The office is there if you'd prefer face-to-face on a complex file.

Mining-services contractor — needed a dual-cab plus a full canopy and accessory package. Local dealer wouldn't include the accessories in the finance. Londy structured it as one facility through Capital Finance and saved us two separate loan applications.

Ben K. Mackay, QLD

Sample Mackay testimonial — replace with a real Google review before launch.

Mackay FAQs

Common questions from Mackay customers.

Can you finance mining-services vehicles and accessory packages together?

Yes. We commonly structure a single facility for a ute plus the accessory package (canopy, drawers, comms, lighting, traffic-management gear). Commercial lenders understand the package and price the file accordingly.

Do you write loans for FIFO workers with variable income?

Yes — FIFO workers with regular shifts and a stable employer are usually full-doc PAYG borrowers, no different to any other PAYG file. Variable-income FIFO contractors with their own ABNs go to low-doc lenders.

Can you finance a boat moored in a Mackay marina?

Yes. Marine-friendly lenders write moored boats; the lender will want a current marina contract and a marine survey for vessels over a certain value (usually $50k+).

What about heavy commercial truck loans for coal-haulage routes?

Yes — owner-drivers and small fleets are well-served by commercial-truck specialist lenders. We structure as chattel mortgage typically, with balloons available to manage cash flow against the contract terms.

Local broker, national panel

Real broker, real rate, usually the same day.

Drop your details and we'll be back to you, usually the same day.